How Much Does E7 Make

The salary of an E-7 in the military, which corresponds to the rank of Sergeant First Class in the Army, Gunnery Sergeant in the Marine Corps, Master Sergeant in the Air Force, and Chief Petty Officer in the Navy and Coast Guard, can vary based on the individual's years of service and the specific branch of the military they are serving in. As of the 2022 pay scale, an E-7 with less than 2 years of service can expect to make around $3,294 per month, while one with over 26 years of service can earn up to approximately $6,114 per month.

Key Points

  • The base pay for an E-7 in the military ranges from $3,294 to $6,114 per month, depending on years of service.
  • Allowances such as Basic Allowance for Housing (BAH) and Basic Allowance for Subsistence (BAS) can significantly increase the total compensation package.
  • Special pays, bonuses, and hazardous duty pay can further augment an E-7's earnings.
  • Retirement benefits, including pension and healthcare, are substantial for military personnel who serve for 20 years or more.
  • The total compensation for an E-7, including all forms of pay and benefits, can range from $60,000 to over $120,000 per year.

Salary Breakdown for E-7 by Branch and Years of Service

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It’s essential to understand that military pay is standardized across the different branches for the same rank and years of service. However, the specific job (Military Occupational Specialty or MOS), deployment status, and other factors can influence the total amount an E-7 takes home. The base pay is just one component of the total compensation package, which also includes allowances, special pays, and benefits.

Basic Pay Scale for E-7

According to the 2022 military pay charts, the basic pay for an E-7 is as follows:

Years of ServiceMonthly Basic Pay
Less than 2$3,294
2$3,453
4$3,798
6$4,136
8$4,415
10$4,684
12$4,946
14$5,193
16$5,429
18$5,658
20$5,875
22$6,075
24$6,258
26$6,114
Over 26$6,114
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💡 The total compensation for military personnel includes not just basic pay but also allowances for housing and food, special pays for hazardous duty or specific skills, and comprehensive benefits such as healthcare and retirement plans.

Allowances and Special Pays

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Allowances can significantly increase the total compensation for an E-7. The Basic Allowance for Housing (BAH) varies by location and can range from a few thousand dollars to over 10,000 per year for those living off-base. The Basic Allowance for Subsistence (BAS) is a monthly stipend for food and can add an additional 369.39 per month to an E-7’s pay as of 2022.

Examples of Special Pays

Some examples of special pays that can increase an E-7’s earnings include:

  • Jump Pay for paratroopers and those involved in hazardous jumps, which can range from $150 to $250 per month.
  • Dive Pay for those involved in diving operations, which can range from $110 to $240 per month.
  • Flight Pay for aviation personnel, which can range from $125 to $250 per month.

These special pays can add thousands of dollars to an E-7's annual income, depending on their specific duties and qualifications.

Benefits and Retirement

Beyond the monetary compensation, E-7s are entitled to a range of benefits, including comprehensive healthcare through TRICARE, access to on-base facilities such as gyms and commissaries, and the opportunity to retire with a pension after 20 years of service. The military’s retirement system is one of the most generous in the world, offering a defined benefit plan that can provide 50% or more of an individual’s base pay at the time of retirement, depending on years of service.

How does the military's retirement system work for an E-7?

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The military's retirement system is a defined benefit plan, meaning the amount of retirement pay is based on a formula that considers the individual's years of service and final pay grade. For an E-7 who retires after 20 years, the pension would be 50% of their base pay at the time of retirement. This amount can increase with more years of service, up to a maximum of 100% of base pay for 40 years of service.

Can an E-7 receive both retirement pay and VA disability compensation?

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Yes, an E-7 who is eligible for both retirement pay and VA disability compensation can receive both. However, the amount of retirement pay may be affected by the Concurrent Retirement and Disability Pay (CRDP) program or the Disability Retired Pay program, depending on the individual's specific situation and the nature of their disability.

How do deployments affect an E-7's pay and benefits?

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Deployments can affect an E-7's pay through various forms of special pay and allowances. For example, those deployed to hazardous duty zones may receive Hostile Fire Pay or Imminent Danger Pay, which can add $150 to $250 per month to their income. Deployments can also impact benefits, such as increased leave accrual and access to tax-free income in certain situations.

In conclusion, the total compensation package for an E-7 in the military is comprehensive and can vary significantly based on years of service, specific job duties, deployments, and other factors. While the base pay provides a solid foundation, allowances, special pays, and benefits can substantially increase an E-7’s total earnings and quality of life.