The United States Army Reserves is a part of the US Armed Forces, comprising citizen-soldiers who can be called to active duty in times of national need. As a reserve component, its members typically serve on a part-time basis, with the majority of their time spent in civilian pursuits. A common query among those considering joining the Army Reserves or already serving is whether they receive compensation for their service.
Understanding Army Reserve Pay

Army Reservists are indeed paid for their service, but the compensation structure is different from that of active-duty soldiers. The pay for Army Reservists is based on their rank, time in service, and the type of training or duty they are performing. There are primarily two types of pay for Reservists: drill pay and active duty pay.
Drill Pay
Drill pay refers to the compensation Reservists receive for attending monthly drill periods and for participating in annual training. This pay is usually calculated based on the number of drills attended and the Reservist’s rank. For example, a Private (E-1) with less than two years of service might receive around 219 per drill weekend, while a Sergeant (E-5) with over six years of service could receive approximately 458 for the same period. These figures are subject to change and can vary based on the individual’s service history and rank.
Rank | Pay per Drill (less than 2 years of service) | Pay per Drill (over 6 years of service) |
---|---|---|
Private (E-1) | $219 | $246 |
Sergeant (E-5) | $358 | $458 |

It's essential to note that these figures are examples and can fluctuate. Actual pay can also depend on other factors such as dependents and time served. Furthermore, Reservists may also receive additional forms of compensation, such as food and housing allowances, depending on their duty status and location.
Active Duty Pay
If an Army Reservist is called to active duty, either voluntarily or involuntarily, they will receive active duty pay. This compensation is the same as that received by full-time active-duty soldiers and is calculated based on rank and time in service. Active duty pay can significantly increase a Reservist’s income, as they are essentially switching to a full-time military compensation package. For instance, a Sergeant (E-5) with over six years of service could potentially earn around $4,500 per month in basic pay, not including allowances or special pays.
Benefits Beyond Pay

Beyond the monetary compensation, serving in the Army Reserves comes with a range of benefits that can enhance a Reservist’s quality of life and future prospects. These include access to education assistance programs like the GI Bill, low-cost health insurance through TRICARE, home loan guarantees, and retirement benefits. Additionally, the experience and skills gained through Reserve service can be highly valued by civilian employers, potentially leading to better job opportunities and career advancement.
Key Points
- Army Reservists receive pay for their service, which varies based on rank, time in service, and duty type.
- Drill pay is provided for attending monthly drills and annual training, with rates differing by rank and service time.
- Active duty pay, received when called to full-time service, matches that of active-duty soldiers and includes allowances.
- Beyond pay, Reservists enjoy education, health, loan, and retirement benefits that can significantly enhance their lives and futures.
- The skills and experience gained through Reserve service are highly valued by civilian employers, offering potential career advantages.
Education Benefits
The GI Bill is one of the most significant benefits for Reservists, covering a substantial portion of education expenses for college, vocational, technical, or correspondence courses, apprenticeships, and on-the-job training. For those looking to further their education, this benefit can be a powerful tool, helping to offset the costs of tuition, fees, and other educational expenses.
In conclusion, serving in the Army Reserves not only provides a sense of purpose and service to one's country but also offers tangible financial benefits. Understanding the compensation structure, from drill pay to active duty pay, and appreciating the array of additional benefits can help Reservists make informed decisions about their service and plan for their future.
How often do Army Reservists get paid?
+Army Reservists typically receive pay for each drill period attended, usually on a monthly basis, and may receive additional pay for annual training or when called to active duty.
Can Army Reservists use their education benefits immediately?
+Generally, Reservists can start using their GI Bill benefits after serving for six years in the Selected Reserve, provided they have not been called to active duty. However, specific eligibility criteria and timing may vary, so it’s best to consult with a Veterans Affairs counselor or the unit’s education officer.
Do Army Reservists receive health insurance?
+Yes, Army Reservists and their families are eligible for TRICARE, a low-cost health insurance program provided by the Department of Defense. The specific plan and costs can depend on the Reservist’s duty status and family size.