Christian Healthcare Ministries (CHM) is a faith-based health cost sharing ministry that has been serving its members since 1981. With its headquarters in Barberton, Ohio, CHM has grown to become one of the largest and most established health cost sharing ministries in the United States. As a non-profit organization, CHM is dedicated to providing its members with a biblical and affordable approach to healthcare, free from the constraints of traditional insurance.
CHM's approach to healthcare is rooted in the biblical principle of bearing one another's burdens, as outlined in Galatians 6:2. By sharing healthcare costs with fellow believers, CHM members are able to access affordable and quality medical care while also living out their faith. With a strong emphasis on community and mutual support, CHM has created a unique and compassionate approach to healthcare that sets it apart from traditional insurance providers.
Key Points
- CHM is a faith-based health cost sharing ministry that has been serving its members since 1981
- CHM is a non-profit organization dedicated to providing affordable and biblical healthcare solutions
- CHM's approach to healthcare is rooted in the biblical principle of bearing one another's burdens
- CHM members share healthcare costs with fellow believers, promoting a sense of community and mutual support
- CHM offers a range of programs and services to support its members' physical, emotional, and spiritual well-being
How CHM Works

CHM’s health cost sharing program is designed to be simple and straightforward. Members submit their medical bills to CHM, which then facilitates the sharing of costs among its members. CHM has a network of participating providers and facilities, ensuring that members have access to quality medical care at discounted rates. By sharing healthcare costs, CHM members are able to reduce their financial burden and focus on their physical, emotional, and spiritual well-being.
Programs and Services
CHM offers a range of programs and services to support its members’ healthcare needs. These include:
- Gold, Silver, and Bronze programs, each with varying levels of cost sharing and coverage
- Brother’s Keeper, a program that provides additional support for catastrophic medical expenses
- Prayer Page, a ministry that provides spiritual support and prayer for members in need
- Healthcare provider network, which offers discounted rates and quality medical care
Program | Cost Sharing | Coverage |
---|---|---|
Gold | High | Comprehensive |
Silver | Medium | Standard |
Bronze | Low | Basic |

Benefits of CHM

CHM offers a range of benefits to its members, including:
- Affordable healthcare solutions, with costs shared among members
- Access to quality medical care through CHM’s network of participating providers
- Spiritual support and prayer through CHM’s Prayer Page ministry
- Community and mutual support, promoting a sense of belonging and connection among members
- Flexibility and customization, with various programs and services to meet individual needs
Testimonials and Reviews
CHM has received numerous testimonials and reviews from satisfied members, praising the ministry’s compassionate and effective approach to healthcare. Members have reported significant cost savings, improved health outcomes, and a sense of community and support that is hard to find in traditional healthcare systems.
What is Christian Healthcare Ministries?
+Christian Healthcare Ministries (CHM) is a faith-based health cost sharing ministry that provides affordable and biblical healthcare solutions to its members.
How does CHM work?
+CHM's health cost sharing program is designed to be simple and straightforward. Members submit their medical bills to CHM, which then facilitates the sharing of costs among its members.
What programs and services does CHM offer?
+CHM offers a range of programs and services, including Gold, Silver, and Bronze programs, Brother's Keeper, Prayer Page, and a healthcare provider network.
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